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    <font face="Helvetica, Arial, sans-serif">Lo mejor es ir a la
      oficina y asegurarse.</font><br>
    <pre class="moz-signature" cols="72">Jorge Muñoz
<a class="moz-txt-link-abbreviated" href="mailto:munoz.yanez@gmail.com">munoz.yanez@gmail.com</a></pre>
    <div class="moz-cite-prefix">On 06/02/16 12:07, BeAtRiZe GC wrote:<br>
    </div>
    <blockquote
      cite="mid:DUB408-EAS207BA6100006AF8C6F8DEE5ABD30@phx.gbl"
      type="cite">
      <meta http-equiv="content-type" content="text/html; charset=utf-8">
      <div>Yo solo la uso para eso. Las tarjetas no las active ni nada
        cuando me las mandaron para renovarlas y unas he domiciliado o
        cualquier otra cosa nada en esa cuenta. Es así correcto? <br>
        <br>
        Enviado desde mi iPhone</div>
      <div><br>
        El 6/2/2016, a las 12:06, Jorge Muñoz <<a
          moz-do-not-send="true" href="mailto:munoz.yanez@gmail.com">munoz.yanez@gmail.com</a>>
        escribió:<br>
        <br>
      </div>
      <blockquote type="cite">
        <div>
          <meta content="text/html; charset=utf-8"
            http-equiv="Content-Type">
          <font face="Helvetica, Arial, sans-serif">No pueden cobrar si
            SOLO se usa la cuenta para pagar el crédito.<br>
            Hay que asegurarse de que así sea.<br>
          </font>
          <pre class="moz-signature" cols="72">Jorge Muñoz
<a moz-do-not-send="true" class="moz-txt-link-abbreviated" href="mailto:munoz.yanez@gmail.com">munoz.yanez@gmail.com</a></pre>
          <div class="moz-cite-prefix">On 06/02/16 12:04, BeAtRiZe GC
            wrote:<br>
          </div>
          <blockquote
            cite="mid:DUB408-EAS2434187397B3B592540F565ABD30@phx.gbl"
            type="cite">
            <meta http-equiv="content-type" content="text/html;
              charset=utf-8">
            <div>Perfecto! El lunes mismo me pongo en contacto con mi
              sucursal y le comentaré lo que ya sabemos y leo por otros
              compañeros; q no pueden cobrarnos estas comisiones no? <br>
              <br>
              Enviado desde mi iPhone</div>
            <div><br>
              El 6/2/2016, a las 11:09, Jorge Muñoz via Estafados-pru
              <<a moz-do-not-send="true"
                href="mailto:estafados-pru@marsupi.org">estafados-pru@marsupi.org</a>>

              escribió:<br>
              <br>
            </div>
            <blockquote type="cite">
              <div>
                <meta content="text/html; charset=utf-8"
                  http-equiv="Content-Type">
                <font face="Helvetica, Arial, sans-serif">No tiene que
                  ver con la edad.<br>
                  El Banco de santander ha cambiado sus productos (sin
                  consultar a sus clientes, por supuesto) y actualmente
                  todos tenemos que entrar en una de estas dos
                  categorías:<br>
                  <a moz-do-not-send="true"
                    class="moz-txt-link-freetext"
href="https://www.bancosantander.es/es/particulares/tu-dia-a-dia/cuentas/cuentas">https://www.bancosantander.es/es/particulares/tu-dia-a-dia/cuentas/cuentas</a>
                  .<br>
                  Una de las dos solo funciona si domicilias la
                  nómina... Quiere decir que la única opción que te
                  dejan sin nómina es la 123 (yo creo que para ser
                  claros debería ser la cuenta 5, por lo de la rima) que
                  tiene unos 100€ de comisiones al año.<br>
                  <br>
                  Este cambio lo hacen en febrero, tanto si te llega la
                  carta como si no.<br>
                </font>
                <pre class="moz-signature" cols="72">Jorge Muñoz
<a moz-do-not-send="true" class="moz-txt-link-abbreviated" href="mailto:munoz.yanez@gmail.com">munoz.yanez@gmail.com</a></pre>
                <div class="moz-cite-prefix">On 05/02/16 21:33, BeAtRiZe
                  GC via Estafados-pru wrote:<br>
                </div>
                <blockquote
                  cite="mid:DUB408-EAS32695500D485EB6765A3F6DABD20@phx.gbl"
                  type="cite">
                  <meta http-equiv="content-type" content="text/html;
                    charset=utf-8">
                  <div>Hola chic@s! Tengo una duda y quizá haya quedado
                    resulta en algún otro post pero quiero saber a
                    partir de cuando cobran esas comisiones. A mi la
                    comunicación no me ha llegado. Tengo entendido que
                    es cumplido los 31 pero ya que tengo vuestra
                    experiencia querría saberlo para avisar de antemano
                    a mi sucursal. Yo tengo las tarjetas desactivadas y
                    solo lo uso para el préstamo. Gracias <br>
                    <br>
                    Enviado desde mi iPhone</div>
                  <div><br>
                    El 5/2/2016, a las 20:12, Virginia Tejero via
                    Estafados-pru <<a moz-do-not-send="true"
                      href="mailto:estafados-pru@marsupi.org">estafados-pru@marsupi.org</a>>


                    escribió:<br>
                    <br>
                  </div>
                  <blockquote type="cite">
                    <div>
                      <p dir="ltr">Tb esa cuestión se comentó en face,
                        de hecho fue un post mío 😝 En mi caso ya les
                        dije q estaria tb yo pendiente, pero q tuvieran
                        en cuenta q todos los meses ingreso lo justo del
                        prestamo, y q dado q es ilegal cobrarme esas
                        comisiones, cm me dejen la cuenta al descubierto
                        les tocara devolvermelo tb ya q es
                        responsabilidad suya :) </p>
                      <div class="gmail_quote">El 05/02/2016 20:04,
                        "Sergio Gutiérrez Alfaro" <<a
                          moz-do-not-send="true"
                          href="mailto:estafados-pru@marsupi.org">estafados-pru@marsupi.org</a>>


                        escribió:<br type="attribution">
                        <blockquote class="gmail_quote" style="margin:0
                          0 0 .8ex;border-left:1px #ccc
                          solid;padding-left:1ex">
                          <div dir="ltr">
                            <div class="gmail_default"
                              style="font-size:small">Sólo aclarar que a
                              mí me dijeron en mi sucursal que esté al
                              loro, porque aunque use la cuenta
                              solamente para pagar el préstamo (es
                              decir, dejando en la cuenta el importe que
                              me retiran cada mes y no usarla para nada
                              más) es muy probable que la primera vez sí
                              me cobren las comisiones (ya que me
                              dijeron que directamente no podían
                              retirarme las comisiones antes de que me
                              las vayan a cobrar) y entonces hay que
                              estar atentas para decirles que no nos las
                              cobren porque no usamos la cuenta para
                              otra cosa. <br>
                              <br>
                            </div>
                            <div class="gmail_default"
                              style="font-size:small">Así que yo he
                              dejado en la cuenta la primera cuota + las
                              posibles comisiones para no quedarme al
                              descubierto. Y luego estar al loro y
                              reclamarlo cuando nos la cobren y decirles
                              que no lo vuevan a hacer.<br>
                            </div>
                          </div>
                          <div class="gmail_extra"><br>
                            <div class="gmail_quote">El 5 de febrero de
                              2016, 16:24, Virginia Tejero via
                              Estafados-pru <span dir="ltr"><<a
                                  moz-do-not-send="true"
                                  href="mailto:estafados-pru@marsupi.org"
                                  target="_blank">estafados-pru@marsupi.org</a>></span>
                              escribió:<br>
                              <blockquote class="gmail_quote"
                                style="margin:0 0 0 .8ex;border-left:1px
                                #ccc solid;padding-left:1ex">
                                <p dir="ltr">Hay un millar d post acerca
                                  d estas cuestiones en facebook
                                  (comisiones, cuanto empiezan a cobrar,
                                  cuando es ilegal cobrarlas, donde
                                  reclamar, cuando se puede cerrar la
                                  cuenta del santander, etc). Es por
                                  intentar no repetirnos....</p>
                                <p dir="ltr">Un saludo!</p>
                                <div>
                                  <div>
                                    <div class="gmail_quote">El
                                      05/02/2016 16:07, "David Calderón"
                                      <<a moz-do-not-send="true"
                                        href="mailto:estafados-pru@marsupi.org"
                                        target="_blank">estafados-pru@marsupi.org</a>>


                                      escribió:<br type="attribution">
                                      <blockquote class="gmail_quote"
                                        style="margin:0 0 0
                                        .8ex;border-left:1px #ccc
                                        solid;padding-left:1ex">
                                        <div dir="ltr">
                                          <p class="MsoNormal"><span
                                              style="font-size:12pt;font-family:Verdana;color:rgb(157,25,48)"><br>
                                            </span></p>
                                          <p class="MsoNormal"><span
                                              style="font-size:12pt;font-family:Verdana;color:rgb(157,25,48)">  


                                              Instituto de Crédito
                                              Oficial</span></p>
                                          <p class="MsoNormal"> </p>
                                          <p class="MsoNormal"><span
                                              style="font-size:7.5pt;font-family:Verdana;color:rgb(51,51,51)"><br>
                                              En respuesta a su
                                              consulta, le informamos
                                              que la práctica bancaria
                                              habitual para la gestión
                                              de cobros de los préstamos
                                              es tener una cuenta
                                              corriente en su Entidad
                                              vinculada al cobro de los
                                              préstamos. Además
                                              indicarle que, si la
                                              cuenta que tiene en la
                                              Entidad con la que firmó
                                              el préstamo se utiliza
                                              única y exclusivamente
                                              para el cobro del
                                              préstamo, no tiene ni
                                              tarjetas ni ningún recibo
                                              o crédito domiciliado en
                                              ella, no deben cobrarle
                                              comisiones de
                                              mantenimiento de dicha
                                              cuenta.<br>
                                              <br>
                                              Le recomendamos acuda a su
                                              entidad para aclarar esta
                                              cuestión. <br>
                                              <br>
                                              Reciba un cordial saludo,<br>
                                              <br>
                                              INSTITUTO DE CRÉDITO
                                              OFICIAL<br>
                                              <a moz-do-not-send="true"
                                                href="tel:900121121"
                                                value="+34900121121"
                                                target="_blank">900121121</a></span></p>
                                        </div>
                                        <div class="gmail_extra"><br>
                                          <div class="gmail_quote">2016-02-05

                                            15:50 GMT+01:00 Luis
                                            Fernando Martinez Quevedo
                                            via Estafados-pru <span
                                              dir="ltr"><<a
                                                moz-do-not-send="true"
                                                href="mailto:estafados-pru@marsupi.org"
                                                target="_blank">estafados-pru@marsupi.org</a>></span>:<br>
                                            <blockquote
                                              class="gmail_quote"
                                              style="margin:0 0 0
                                              .8ex;border-left:1px #ccc
                                              solid;padding-left:1ex">Pero

                                              podemos cerrar la del
                                              Santander?
                                              <div>
                                                <div>
                                                  <div><br>
                                                  </div>
                                                  <div><span></span><br>
                                                    <br>
                                                    El viernes, 5 de
                                                    febrero de 2016,
                                                    Jorge Muñoz <<a
                                                      moz-do-not-send="true"
href="mailto:estafados-pru@marsupi.org" target="_blank">estafados-pru@marsupi.org</a>>


                                                    escribió:<br>
                                                    <blockquote
                                                      class="gmail_quote"
                                                      style="margin:0 0
                                                      0
                                                      .8ex;border-left:1px
                                                      #ccc
                                                      solid;padding-left:1ex">
                                                      <div
                                                        text="#000099"
                                                        bgcolor="#FFFFFF">
                                                        <font
                                                          face="Helvetica,
                                                          Arial,
                                                          sans-serif">Si,

                                                          nos sirve. Si
                                                          me contáis
                                                          cómo se hace
                                                          puedo hacer un
                                                          tutorial</font>.<br>
                                                        <pre cols="72">Jorge Muñoz
<a moz-do-not-send="true">munoz.yanez@gmail.com</a></pre>
                                                        <div>On 05/02/16
                                                          15:33, Sonia
                                                          del Pozo
                                                          wrote:<br>
                                                        </div>
                                                        <blockquote
                                                          type="cite">
                                                          <div>Por si os
                                                          sirve,
                                                          nosotros hemos
                                                          ido esta
                                                          mañana al
                                                          banco
                                                          (3personas) y
                                                          hemos
                                                          vinculado el
                                                          préstamo a una
                                                          cuenta de
                                                          openbank libre
                                                          de comisiones.
                                                          Lo han hecho
                                                          sobre la
                                                          marcha. <br>
                                                          <br>
                                                          <div><br>
                                                          </div>
                                                          <div><br>
                                                          </div>
                                                          </div>
                                                          <div><br>
                                                          El 5/2/2016, a
                                                          las 14:54,
                                                          Jorge Muñoz
                                                          via
                                                          Estafados-pru
                                                          <<a
                                                          moz-do-not-send="true">estafados-pru@marsupi.org</a>>



                                                          escribió:<br>
                                                          <br>
                                                          </div>
                                                          <blockquote
                                                          type="cite">
                                                          <div> <font
                                                          face="Helvetica,
                                                          Arial,
                                                          sans-serif">Hola


                                                          a todos,<br>
                                                          No sé si
                                                          sabréis que el
                                                          banco de
                                                          Santander
                                                          empieza a
                                                          cobrar
                                                          comisiones en
                                                          febrero 100
                                                          €/año).<br>
                                                          Pregunté la
                                                          semana pasada
                                                          por esto, y la
                                                          respuesta fue
                                                          que mientras
                                                          no haga
                                                          NINGUNA
                                                          operación con
                                                          la cuenta
                                                          (salvo
                                                          ingresar
                                                          dinero para
                                                          pagar el
                                                          préstamo,
                                                          claro) no me
                                                          cobrarán
                                                          comisión.<br>
                                                          Aconsejo a
                                                          todos que
                                                          vayáis a
                                                          vuestra
                                                          oficina del
                                                          Santander para
                                                          que os aclaren
                                                          esto, y ojo
                                                          con los
                                                          cobros.<br>
                                                          </font>
                                                          <pre cols="72">-- 
Jorge Muñoz
<a moz-do-not-send="true">munoz.yanez@gmail.com</a></pre>
                                                          </div>
                                                          </blockquote>
                                                          <blockquote
                                                          type="cite">
                                                          <div><span>_______________________________________________</span><br>
                                                          <span>Estafados-pru


                                                          mailing list</span><br>
                                                          <span><a
                                                          moz-do-not-send="true">Estafados-pru@marsupi.org</a></span><br>
                                                          <span><a
                                                          moz-do-not-send="true"
href="https://lists.marsupi.org/listinfo/estafados-pru" target="_blank">https://lists.marsupi.org/listinfo/estafados-pru</a></span><br>
                                                          </div>
                                                          </blockquote>
                                                        </blockquote>
                                                        <br>
                                                      </div>
                                                    </blockquote>
                                                  </div>
                                                </div>
                                              </div>
                                              <br>
_______________________________________________<br>
                                              Estafados-pru mailing list<br>
                                              <a moz-do-not-send="true"
href="mailto:Estafados-pru@marsupi.org" target="_blank">Estafados-pru@marsupi.org</a><br>
                                              <a moz-do-not-send="true"
href="https://lists.marsupi.org/listinfo/estafados-pru" rel="noreferrer"
                                                target="_blank">https://lists.marsupi.org/listinfo/estafados-pru</a><br>
                                              <br>
                                            </blockquote>
                                          </div>
                                          <br>
                                        </div>
                                        <br>
_______________________________________________<br>
                                        Estafados-pru mailing list<br>
                                        <a moz-do-not-send="true"
                                          href="mailto:Estafados-pru@marsupi.org"
                                          target="_blank">Estafados-pru@marsupi.org</a><br>
                                        <a moz-do-not-send="true"
                                          href="https://lists.marsupi.org/listinfo/estafados-pru"
                                          rel="noreferrer"
                                          target="_blank">https://lists.marsupi.org/listinfo/estafados-pru</a><br>
                                        <br>
                                      </blockquote>
                                    </div>
                                  </div>
                                </div>
                                <br>
_______________________________________________<br>
                                Estafados-pru mailing list<br>
                                <a moz-do-not-send="true"
                                  href="mailto:Estafados-pru@marsupi.org"
                                  target="_blank">Estafados-pru@marsupi.org</a><br>
                                <a moz-do-not-send="true"
                                  href="https://lists.marsupi.org/listinfo/estafados-pru"
                                  rel="noreferrer" target="_blank">https://lists.marsupi.org/listinfo/estafados-pru</a><br>
                                <br>
                              </blockquote>
                            </div>
                            <br>
                          </div>
                          <br>
_______________________________________________<br>
                          Estafados-pru mailing list<br>
                          <a moz-do-not-send="true"
                            href="mailto:Estafados-pru@marsupi.org">Estafados-pru@marsupi.org</a><br>
                          <a moz-do-not-send="true"
                            href="https://lists.marsupi.org/listinfo/estafados-pru"
                            rel="noreferrer" target="_blank">https://lists.marsupi.org/listinfo/estafados-pru</a><br>
                          <br>
                        </blockquote>
                      </div>
                    </div>
                  </blockquote>
                  <blockquote type="cite">
                    <div><span>_______________________________________________</span><br>
                      <span>Estafados-pru mailing list</span><br>
                      <span><a moz-do-not-send="true"
                          href="mailto:Estafados-pru@marsupi.org">Estafados-pru@marsupi.org</a></span><br>
                      <span><a moz-do-not-send="true"
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              <div><span>_______________________________________________</span><br>
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